Payments between Contomobile accounts are available 24 hours a day, seven days a week (including weekends and public holidays).  

SEPA payments¹

¹SEPA is the Single Euro Payments Area. In this area, money transfers in euro are executed in accordance with a set of rules and payment standards. Currently, SEPA covers all member states of the European Union, as well as the United Kingdom, Norway, Iceland, Liechtenstein, Switzerland, Monaco, San Marino, Andorra, and Vatican City.
Standard SEPA payment orders submitted by 16:00 (EET/EEST) on a Working Day shall be executed on the same Working Day; payment orders submitted after 16:00 (EET/EEST) shall be executed on the next Working Day.

² Instant credit transfers are SEPA credit transfers of up to EUR 15,000 that can only be executed between financial institutions that are members of the SEPA Instant Payment Scheme. Instant payments are available 24 hours a day, seven days a week (including weekends and public holidays).

International Payment Orders in EUR, GBP, and USD submitted by 14:45 (EET/EEST) on a Working Day shall be executed on the same Working Day; Payment Orders submitted after 14:45 (EET/EEST) shall be executed on the next Working Day.

International payment orders in SEK, NOK, DKK, and PLN will be executed on the next Working Day.
International payments in GBP made to the UK cannot exceed GBP 250 000. Payments in USD made to the USA cannot exceed USD 100 000.

All international payments made from your Contomobile Account are subject to the SHA (shared charges) method of paying fees for transfers. Contomobile’s fees will be paid by the Payer and the Payee’s bank fees will be paid by the Payee. If an international payment is made through a correspondent bank (intermediary), the correspondent bank may also apply a fee, which will be deducted from the payment.
A Payee’s bank may charge a fee for crediting funds. We advise enquiring in advance with the Payee and/or the Payee’s bank about any specific fees that apply.

Note. International payments to certain jurisdictions may be subject to additional conditions (e.g., a Payee’s bank may require additional documents before crediting funds to a Payee’s account).

A Payee’s bank may reject a payment in accordance with its internal rules or local regulations. If a payment is rejected, Contomobile shall not be liable to reimburse any fees deducted by the Payee’s bank from the amount that is returned.

¹ International payments in any approved currency (please find the list of approved currencies here) to any country worldwide, except countries (please find the list of prohibited countries here). The lists of approved currencies and prohibited foreign countries are subject to change and will be updated without prior notice.

² This fee shall apply when the payment is sent to a country that is not included in the list of countries in footnote 3 below.

³ This fee shall apply when the payment is sent to the following countries:
Afghanistan, Anguilla, Antigua and Barbuda, Armenia, Aruba, Azerbaijan, Bahamas, Bahrain, Barbados, Belize, Bermuda, British Virgin Islands, Brunei, Bulgaria, Burkina Faso, Cambodia, Cameroon, Cayman Islands, Cook Islands, Croatia, Curacao, Democratic Republic of Congo, Djibouti, Dominica, Ecuador, Fiji, Georgia, Gibraltar, Guatemala, Guernsey, Haiti, Isle of Man, Jamaica, Jersey, Jordan, Kenya, Kyrgyzstan, Lebanon, Liberia, Maldives, Mali, Marshall Islands, Mauritius, Moldova, Montserrat, Morocco, Mozambique, Namibia, Nauru, Nigeria, Niue, Palau, Panama, Philippines, Saint Kitts and Nevis, Saint Pierre and Miquelon, Samoa, Senegal, Seychelles, Sint Maarten, South African Republic, St. Helena, Tajikistan, Tanzania, Tonga, Trinidad and Tobago, Turkey, Turkmenistan, Turks and Caicos, Uganda, United Arab Emirates, US Virgin Island, Uzbekistan, Vanuatu, Vietnam, Yemen, Zimbabwe. 

Please note that Contomobile currently only accepts payments to Personal Customers via SEPA standard or SEPA instant payments, and transfers from other Contomobile Accounts.

SEPA payments are credited on the same Working Day.
SEPA instant payments are credited immediately 24 hours a day, 7 days a week (including weekends and public holidays).

Funds from other Contomobile accounts are credited immediately.

¹ If a payment has already been executed and the funds have been sent to the Payee’s bank or credited to the Payee’s account, a repayment can only be performed with the Payee’s consent. In these circumstances the Payment cancellation fee shall be charged even if the payment cannot be cancelled (e.g., if the Payee does not consent).

² This fee shall not apply if a Payment Order is submitted after 18:00 (EET/EEST) on a Working Day, or at any time on a Non-Working Day, and the Customer cancels the Payment Order via the self-service portal before 06:00 (EET/EEST) on the next Working Day.

³ Amendment of a payment means any change to the details of a Payment Order that has already been confirmed by the Customer.

⁴CRIS (Cash Restrictions Information System) is an official debt recovery system administrated by the State Enterprise Centre of Registers in accordance with the law of the Republic of Lithuania. Upon receipt of a CRIS instruction, we shall debit funds from your account in accordance with the instruction. The official CRIS maintenance fee shall also be debited and paid to the Centre of Registers.